Five account-holders, five logins, a drawer of paper — and one of you everyone expects to know the total. Ekam is the ledger built for that person.
Net worth means net.
Your father’s FDs live in a passbook. Your mother’s funds in a folio email. The RSUs sit in a broker that thinks in dollars.
Each app answers for one account. The household total belongs to whoever last did the spreadsheet.
Each member installs the app, finishes KYC and consents for themselves — where a family plan exists at all.
Consent there is one person, one institution at a time, and it expires — and retirement money is the part it reaches least well.
Your broker’s tracker is honest about exactly one thing: the money you keep at that broker.
No new account. No KYC. No one else has to agree to anything.
Your parents shouldn’t have to install an app.
Ekam posts what you already have — a CAS PDF, a broker export, a passbook line typed in — to one ledger, valued from the day’s official records: the exchanges for stocks, AMFI for funds, the receipt for everything that simply accrues.
The account-holders hold their accounts. You keep the ledger.
Nobody else installs anything. Nobody else consents to anything.
Seven kinds of holding, every kind of borrowing, one ledger.
Nobody earns a commission on a fixed deposit. Which is why it is always the last thing an app gets around to showing you.
A total that leaves things out isn’t a total.
Consolidation is the promise. Not having to check is the point.
Ekam watches the ledger between your visits and tells you the few things that actually moved — facts about your own holdings, never instructions.
Five lines about your own holdings, on Family. If nothing moved, it says so and stops.
A maturing deposit, a concentration build-up, a thinning cash floor, tax headroom. Each rule is a switch you own.
Nothing pings you for a price move. There is no daily nag to mute and no red badge to clear.
What you do about any of it is yours. Ekam keeps the ledger; the judgement stays with you.
Ekam is not a SEBI-registered investment adviser or research analyst. Status tags and insights are factual observations of your own holdings, shown for information only — not investment advice or a recommendation to buy, sell, or hold any security.
Facts, never instructions.
The most sensitive thing you own isn’t a number — it’s the document the number came from. That document never leaves your machine.
Your CAS opens in your browser and stays there. The file, its password, the folio and demat numbers, the name printed on it — none of it is uploaded.
Only the entries you approve reach Ekam — what you hold and how much, so it can be priced. Nothing that names the person or the account.
The import shows you every line it read, first. Rename it, correct it, drop what you don’t want — nothing is written to your ledger until you say so.
The statement itself is never kept. What’s stored is the ledger you approved, not the paperwork it came from.
There is no broker login, no saved password and no permission granted anywhere — the way in is a statement you already have.
A credential that is never created can’t be leaked or misused.
Export everything, any day, as one open file any tool can read — every entry as stored, not a PDF report you would have to retype.
Delete your account and it goes: the whole ledger, not a quieter copy of it.
Signing in with Google means Google knows you signed in — that’s true of every site, and worth saying out loud. Ekam keeps its own usage and system metrics: which screens are slow, which imports fail, how heavily the free tier is being used. That is how the service stays up and stays fair.
There are no ad networks and no third-party tracking code on this site. If advertising ever pays for the free tier, it will be labelled as advertising, and it will never be targeted using what you hold.
Your data stays in India. The full detail — what is collected, how long it’s kept, and how to have it erased — is in the privacy policy.
Your documents never become our data.
In India a household net-worth picture is either a free app’s loss-leader or a family-office feature behind a minimum most families will never clear. That’s packaging, not technology.
So seeing what you own in India is free, permanently — unlimited accounts, every asset class, and the whole Indian tax year. Ekam charges for the analysis on top: the whole household, the Wealth Lab, and what you hold abroad. One paid plan, no add-ons, one renewal date. Individual is free forever, not a trial. Nothing expires and nothing turns read-only.
For the one person getting their own money into one honest number. No card, and no clock counting down.
One plan, nothing sold beside it: the analysis layer, the whole household under one roll-up, whatever you hold abroad, and the Sunday digest — published in full so you can judge the cost.
Accounts opened before billing starts keep ₹2,499 + GST a year for as long as they stay subscribed.
Ekam holds no distributor or adviser registration, no broker code and no fund-house relationship. Whatever you end up paying, it is for the product — never a cut of what you hold.
You are the customer, not the inventory.
Individual is free forever: one person, unlimited accounts, every Indian asset class in one honest net worth — imports, holdings, your real return, alerts and the whole Indian tax year included. A complete product, not a sample.
One paid plan, Family at ₹3,999 a year + GST, adds the household roll-up and the per-member view, the Wealth Lab, foreign assets and the Sunday digest, with unlimited history and goals — no add-ons, one renewal date. Accounts opened before billing starts keep ₹2,499 + GST a year for as long as they stay subscribed.
One CAS PDF is enough to start — and if you don’t have one, a broker file or a few typed lines will do. The rest of the household follows, one statement at a time.