Pricing

Individual is free, forever. Family is for the whole household.

Seeing what you own — every Indian account in one honest number, with unlimited accounts and the whole tax year — is free, and stays free. Individual is free forever, not a trial. Nothing expires and nothing turns read-only. Family adds the household, the Wealth Lab, foreign holdings and the Sunday digest for ₹3,999 a year + GST. Two plans, no add-ons, one renewal date.

No card. No clock. Individual never ends.

The ladder

Two plans. The first is free forever.

Nothing is sold beside them — no seasonal pack, no add-on on its own clock. Prices are in rupees, per year, and exclude GST. Billing opens soon. Until then, Family is open to any account that asks for it — and every account opened before billing starts keeps the founding price.

Free forever, no card

Individual

₹0, forever

Your whole Indian portfolio, one honest number. Free, forever.

  • One net worth across equity, funds, EPF, deposits, bonds, cash and loans
  • Unlimited accounts — CAS PDF, broker files, and anything you type in
  • Holdings, allocation and your real yearly return (XIRR)
  • Official closing prices, every evening, with no broker login
  • The tax year: realised gains, the estimate, and harvesting room
  • In-app alerts, 12 months of history, 2 open goals
  • Your data out whenever you want — that's a right, not a plan

Individual is free forever, not a trial. Nothing expires and nothing turns read-only.

Founding price ₹2,499 + GST

Family

₹3,999 a year + GST
Open an account before billing starts and this is your price for good.

Everyone you look after, and the analysis on top.

  • Up to 6 people under one roll-up, with a per-member view beside the total
  • The Wealth Lab — stress, liquidity, concentration, tax drag, real return
  • Foreign assets and accounts: US stocks, RSUs and ESOPs, priced in rupees
  • The tax year for every member
  • The Sunday digest, with extra callouts
  • Unlimited history and goals

Everything in Individual, for everyone you’re carrying. One price, one renewal.

More than six? ₹399 + GST a year for each extra person, on the same invoice — ₹499 once the introductory price ends. Up to 12 people. Prices exclude GST (18%). Unlimited accounts on both plans.

You are the customer, not the inventory.

Founding members

The founding price, for as long as you stay.

Accounts opened before billing starts keep ₹2,499 + GST a year for as long as they stay subscribed. Not the first year only — every year. Nothing is charged now and no card is taken; the account you make today is the proof of the price.

Line by line

Where Individual stops.

Published in full, before you spend an evening on the import. Individual is capped on people, on history depth and open goals, on holdings outside India and on the analysis layer — never on your own numbers, never on the tax year, and never on getting your data back out.

FeatureIndividualFamily
What you can put in
Every Indian asset class, in one net worth
CAS PDF, broker files and manual entry
Accounts, statements and importsUnlimitedUnlimited
People in the roll-up16, more at ₹399 + GST each
Foreign assets and foreign bank accounts
What you can see
Holdings, allocation and real return (XIRR)
Official closing prices, every evening
Fund star ratings, once signed in
Liabilities and the maturity calendar
History and net-worth snapshotsLast 12 monthsUnlimited
Goals2 open at a timeUnlimited
Per-member view beside the household total
The Wealth Lab
Stress test and liquidity ladder
Concentration and risk bands
Tax drag and real return after inflation
Fund rating and riskometer changes, tracked
Per-holding deep dive, lot by lot
The tax year
Realised gains, short and long term
Tax estimate against this year's limits
Harvesting against your remaining tax-free room
The tax year for every member
Schedule FA and Form 67 for foreign holdingsOn the way
Being told, without looking
In-app alerts — maturities, corporate actions, drawdowns
The Sunday email digest, with extra callouts
Taking it out, and bringing people in
Your own data, exported any day (a DPDP right)
PDF reports you can forwardOn the way
Estate and nominee registerOn the way
Read-only share link for your CAOn the way
On the way

Described because we are building it, listed apart because it is not here yet. Nothing below is included in a price today.

  • Schedule FA and Form 67 for foreign holdings
  • PDF reports you can forward
  • Estate and nominee register
  • Read-only share link for your CA
For wealth advisors

Managing several clients’ wealth is a different job. We’re building for it next.

A CA, an RIA or a family office doesn’t need one household’s roll-up — it needs several, each kept separate, each with its own entities and its own report under its own name. That isn’t a bigger Family plan, and it isn’t live yet.

Building this next

Wealth Advisor

₹9,999 a year + GST
₹5,999 + GST for founding members, once it ships

For the CA, RIA or family office carrying several clients’ wealth — not just their own.

  • One workspace, several client books — each kept separate, each with its own entities
  • Separate entities per client — self, HUF, a trust, the firm
  • Seats for every adviser working inside a client’s book
  • Reports branded under your firm’s name, not ours
  • Guided setup for every client you bring on, and priority support

Everything in Family, run per client. Not live yet — register interest and we’ll write when it is.

The principle

What stays free, whatever happens.

Your net worth, your holdings, your real return, your imports, the whole Indian tax year, your alerts and your data on the way out. That is Individual, permanently, for one person and unlimited Indian accounts — a complete product, not a sample. Ekam charges for depth, people and what you hold abroad.

Depth

The Wealth Lab: how your money holds up under stress, tax and inflation.

People

More than your own accounts — a household, its entities, its CA.

July

The whole tax year, worked out and return-ready, included every year.

Abroad

Foreign assets and accounts, with the Schedule FA work attached.

A free plan you can stay on for years, and a paid plan that has to keep earning it. See how that compares to the alternatives →

Questions

The awkward questions.

Individual is free forever, not a trial. Nothing expires and nothing turns read-only. Billing opens soon. Until then, Family is open to any account that asks for it — and every account opened before billing starts keeps the founding price.
No — one plan, one invoice, one renewal. The Wealth Lab, foreign holdings, the tax year, the digest and the reports are lines inside a plan, never things you assemble and renew separately. The only line that scales is people: beyond the six Family includes, each extra person is priced per head on the same invoice, not a second subscription.
Not yet, and we would rather say so than run a checkout that doesn’t work. Billing opens soon. Until then, Family is open to any account that asks for it — and every account opened before billing starts keeps the founding price. Family is open to any account that turns on early access from the plan page, and the account you open today is the proof of the founding price.
Every price on this page is what Ekam charges, before tax. GST of 18% is added on top and shown in full when billing opens — nothing is hidden and nothing is added afterwards.
Living abroad? Your Indian portfolio fits Individual. Assets in the country you live in count as foreign, which is Family.
Not yet. Family is built for one household’s own money. Wealth Advisor — one workspace holding several clients’ books, each with its own entities and its own branded report — is being built and described above, but nothing about it is live. If that’s you, register interest and we’ll write when it opens rather than sell you something half-built.
Because they cost us something real: a second price feed, daily exchange rates, and the Schedule FA and Form 67 work now being built on top of it — none of which the Indian side needs. Holding US shares or an overseas account brings a filing obligation with it, and that is the moment worth paying for. The Indian half of your net worth stays free forever.
Because they’re different jobs. Seeing what you own — every account in one honest total, priced off official closes — stays free forever. Working out what it’s doing to you — stress, liquidity, concentration, tax, inflation — is analysis we build and maintain, and it’s the part worth paying for. You are never asked to pay to look at your own money.
No. Ekam sells software, not products. There is no brokerage, no commission, no fund house paying to appear, and nobody buying your attention. Nothing on your screen is there because someone paid for the slot.
Always, on every plan. Your holdings, trades and manual entries are yours to take, and deleting your account removes your sign-in and your data. That’s a right under the DPDP Act, so it will never sit behind a plan — what a paid plan sells is the formatted report, not permission. The privacy policy sets out exactly what’s held and how to get a copy or erase it.

Import one statement. See the whole thing.

A few minutes to one honest net-worth figure, on a plan that costs nothing and never ends. Family is there when the household is bigger than one name.

NO CARD · NOTHING TO CANCEL · INDIVIDUAL IS FREE FOREVER
EkamThe household ledger